Results from anyone who has used My Jewelers Club

[mrldp40]

I think most ppl thought 5 k line will up score more than 10 -15 points when mine does report utilization willl go from 72 to 29 percent.

[aplast]

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@Anonymous wrote:
So pumped about this. My overal line of credit going from a $200 secured card to $5,200 revolving is going to do wonders for my rebuild.

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definitely! don't do too much too soon. Let your accounts age, and you should start seeing stuff in the mail. People talk a lot of mess about credit one also, but if you go into something knowing exactly what it is, and that you aren't at that prime rate/card level yet, there really are some tools out there that will help you out of your hole.

[aplast]

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@mrldp40 wrote:
I think most ppl thought 5 k line will up score more than 10 -15 points when mine does report utilization willl go from 72 to 29 percent.

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I am at 43% util. Please be sure and update us when your utilization goes down and how much of an increase you get. Very interested to hear.

[mrldp40]

I sure will .please let us lnow what yours it doing too

[Anonymous]

Do they pull your credit for this? Really trying to avoid anohe hit on my credit. It his could be exactly what I need before I start my gardening

[nolamike]

HI Chuck,

I applied Dec 31st and use MyFICO and Experian, as well as Credit Karma, Credit Sesame, SAvvy Money, Creditcards.com, Credit.com, Nerdwallet and Wallet Hub.

Not one has shown a hard pull or a soft pull.

for me the process seems a little slow, and if I were you I would thoroughly read all the MJC threads. there are a coupe of people that rant against them. not sure if they are just angry or have a grudge.

Good luck and let us know how things go

Mike

[mrldp40]

They pulled ex hard for me majr financial is how the inquiry posted

[mrldp40]

MAJR FINANCIAL CORP
Inquiry Date Jan 8, 2017
Removal Date Jan 8, 2019
Business Type Bulk purchase finance - general

[mrldp40]

Contact Information 7951 W MISSISSIPPI AVE S
LAKEWOOD, CO 80226
(303) 989-898

[Anonymous]

ok...I did it. Based on my calculations...it should take my utilization from 69% to 29%! Can't wait to see how it impacts my scores. Now...off to garden. ;-)