@pnkrckkdd wrote:Scores TU 649 EX 642 EQ 659FICO
I have 2 Capital One secured cards 1 week shy of 6 months.
2 collections one due to fall off 1/16, the other is being disputed for lack of verification.
10 positive accounts on record and 1-2 inquiries (Two only on EX.)
One 30 day late with USAA just gw today with a prompt response same day! Sent me a form to dispute along with number you can easily find. Hoping to see some results .
You want to obtain a third bankcard ASAP, I would do so after your reports are updated, you should see a mild Fico boost for opening your 3rd card.
