Rmoving lates on credit cards

[elaine829]

Has anyone have any luck removing lates on a federal student loan account?

[RobertEG]

Are you referencing good-will requests, or issues of credit report exclusion?

Federally insured or guaranteed student loans have different credit report exclusion dates and periods from those of other types of debt.

[elaine829]

Goodwill request. A relative for some reason was in the process of moving and she didn't realize that at that time her loans were about to be due to start paying on. And she was late on them. She has about 6 different federal loan tradelines so thatmess up her credit. Because they reported each one as late

[Anonymous]

I had Lexington Law remove a 120 day late student loan account. I have a few more but I'm in the process of buying a home and the mortgage company told me I needed to stop the disputes. I was told my credit score was high enough to get a FHA loan with the lates so I canceled Lexington Law for now. I'll probably go back after I get the mortgage and see if they can remove some more.