update: Thank you RobertEG!! I too wish I could give you a hug!! I just got word, yesterday, that your letter worked and they are removing a fraudulent credit card account that was charged off from my credit file! Now just to wait for the change to be reflected at the credit bureaus. I can't thank you enough!! 
CapeCodder
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bouncing off the bottom and heading towards a bright FICO future
EQ: 10/18/10 558; 11/12/10 579; 11/16/10 621; 11/18/10 624; 12/5/10 631;2/5/11 633; 2/17/11 625(from mtg broker);8/15/13 699;12/16/15 718
EX: 10/18/10 618 (from mtg broker);2/17/11 697(from mtg broker)
TU: 10/18/10 678; 12/09/10 573; 2/17/11 663(from mtg broker);9/5/11 674; 12/10/11 691;03/11/12 684;05/29/12 696;08/27/12 703;09/29/13 704;12/3/13TU(Classic'04)694;8/8/17 782EQ;12/11/17TU722;6/5/18 790EX;09/27/19EX781TU730(auto);11/16/22TU753;
