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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Round 4 Fight (using cheap tactics now)

Well round 4 letters just went out to Sallie Mae, Verizon and Cap1 Auto.  I took off the gloves and just laid it all out there this time.  Fully explained current financial situation, health of mother (whom I pay for her care) and showed pictures of my storm damaged house.

 

Time to see if any of these companies have a heart!



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Posts: 13,582
Registered: ‎04-15-2011
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Re: Round 4 Fight (using cheap tactics now)

[ Edited ]

Duncanrr wrote:

Well round 4 letters just went out to Sallie Mae, Verizon and Cap1 Auto.  I took off the gloves and just laid it all out there this time.  Fully explained current financial situation, health of mother (whom I pay for her care) and showed pictures of my storm damaged house.

 

Time to see if any of these companies have a heart!


Pulling out the big guns!   Good Luck!

 

 

Edited because I accidently clicked post without typing anything.  :smileyhappy:



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Round 4 Fight (using cheap tactics now)

House 05.JPG

 

This is just one of the pictures.  My ceiling in my second bathroom upstairs collapsed due to leak in roof and water soaking into the insulation. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Round 4 Fight (using cheap tactics now)

Just got call from SM advocates office. I will say they are quick on initial call. He informed me he would look into account and let me know in 3-5 business days. Not holding breath but maybe I'll get lucky.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Moderator
Posts: 13,582
Registered: ‎04-15-2011
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Re: Round 4 Fight (using cheap tactics now)

Pulling for ya!!!!!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 568
Registered: ‎08-24-2012
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Re: Round 4 Fight (using cheap tactics now)

I'll send up prayers for you, Duncanrr!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Established Contributor
Posts: 504
Registered: ‎08-28-2012
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Re: Round 4 Fight (using cheap tactics now)

Best of luck, Duncan.

 

Side note - Nice shower!  (or, it was...)

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Round 4 Fight (using cheap tactics now)

Thanks. Contractor starts work next week. Since there is likely mold issues we are going to have to demo the whole bath and also doing a kitchen redo. I'm going to put another 6k into 14k I'm getting from SBA and do some upgrades.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Round 4 Fight (using cheap tactics now)

Just got call from Cap1. They are investigating and should have update by Monday. Again not holding breath but here's to hoping.

Still no call from Verizon. I'm sure they ignored my letter.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
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