09-19-2012 06:30 PM
I printed my Equifax credit report and then I pulled out my Trans Union and Experian reports after I sent my first round of letters. Trans Union and Experian replied and deleted alot of baddies. Equifax did not. I compared the reports and 7 of the baddies on Equifax were never removed or even validated by them. So, I am going to write again and list the account numbers and reference that the other 2 CRA's have since deleted the information and ask that Equifax do the same.
Whether or not that works, I don't know but I'm sure going to try it. In fact, I don't recall ever getting anything back after the first round of Equifax letters. Secondly, as far as my student loan default goes, I wrote a lengthy letter to the U.S. Dept of Education explaining I am rehabbing the loan(s), and included a copy of my letter to NCO and stated I am making consecutive payments towards the loan. I am asking that they consider my proof and situation and ask that they consider deleting some of the negative information if not all of it. I don't know what they are willing to do but all I know is if I don't ask, I'll never know so might as well try. Hopefully they'll help me out some.
So here we go. Wish me luck please! Thanks to everyone for your support and encouragement!!
09-19-2012 06:32 PM
You'll never know if you don't ask. Good Luck!!!