Reply
New Contributor
Posts: 52
Registered: ‎02-22-2012
0

Rushmore Service Center

I feel like I'm sure posting a lot lately! Lol!  

 

Anyway, I just called Premier Bankcard to ask about debt transfer (they're still reporting a balance on a charged off card).  They told me that they sold my debt to a CA called Rusmhmore Service Center.  Gave me a phone number too... Has anyone dealt with them?  A search of the forum turned up nada.  

 

This CA (Rushmore Service Center) is not on any of my reports yet.  The card was charged off in November 2011.  How can I reach out to them to settle, without stirring up the dust causing them to start reporting?  I want to head this off at the pass!  Any suggessions?


Starting Score: 498
Current Score: 660
Goal Score: 720


Take the FICO Fitness Challenge
Senior Contributor
Posts: 4,196
Registered: ‎03-24-2008
0

Re: Rushmore Service Center

Here's a Bump  Smiley Wink

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Highlighted
Epic Contributor
Posts: 20,925
Registered: ‎03-19-2007
0

Re: Rushmore Service Center

Once you become aware that a debt collector has obtained collector authority, either by way of assignment from the OC or purchase of the debt, you can send them a request for debt verification under FDCPA 809(b).  You dont have to wait for them to initiate collection activities.

 

Your DV will invoke an automatic cease collection bar on them, preventing their reporting of their collection to a CRA until they have provided the requested debt verification.

It at least gives you a breather against reporting.

 

However, a DV is a two-edged sword.  Its imposition of a cease collection bar also prevents them from any negotiations, which is a collection activity.

 

Your choice.  If you wish to contact them and request to pay in exchange for their NOT reporting, that might be the best path.  That might be more acceptable to them than a request for deletion after they have reported.

New Contributor
Posts: 52
Registered: ‎02-22-2012
0

Re: Rushmore Service Center

Sounds good.  Thanks for the info.  I did a little more research, and it seems like this Rushmore Service Center is somehow tied to First Premier.  Same names on both of their boards, etc... I can't find any BBB info on Rushmore either.  And their addresses are very close together.  Does anyone know the relationship between these two?  Something just seems funny to me... Bank owning, or in bed with the CA??  I want to know who I'm really dealing with.


Starting Score: 498
Current Score: 660
Goal Score: 720


Take the FICO Fitness Challenge
Senior Contributor
Posts: 4,196
Registered: ‎03-24-2008
0

Re: Rushmore Service Center

Google both names and see what you get ...First Premier + Rushmore Service Center.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.