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SCORE! CA Removal

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fishbjc
Senior Contributor

SCORE! CA Removal

Yes, I know you're supposed to stay off of the phone, but I've had the best luck on the phone.  I called Equidata today about a collection from 2010. 

 

The very nice lady said 'Oh, sure I'll delete it today via e-oscar, no problem'.  WOOHOO!

 

 

Message 1 of 9
8 REPLIES 8
growing123
Regular Contributor

Re: SCORE! CA Removal

Congrats!! Smiley Happy

Starting Scores - Mid 500s - 10/2013

EX 706 (FICO 9/15) | EQ 710 (FICO 9/15) | TU 716 (FICO 9/15)

Quicksilver $12.8K | Freedom $1.5k | Discover It $11.5k | VS $1.2k | AMEX BCE $10k | Fidelity AMEX $10k | US Cash+ $9k | Citi DC $6.6k
Message 2 of 9
BigBS
Senior Contributor

Re: SCORE! CA Removal

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 9
fishbjc
Senior Contributor

Re: SCORE! CA Removal

One less thing to worry about. 

Message 4 of 9
alvon123
Super Contributor

Re: SCORE! CA Removal

congrats


Message 5 of 9
gdale6
Moderator Emeritus

Re: SCORE! CA Removal


@fishbjc wrote:

Yes, I know you're supposed to stay off of the phone, but I've had the best luck on the phone.  I called Equidata today about a collection from 2010. 

 

The very nice lady said 'Oh, sure I'll delete it today via e-oscar, no problem'.  WOOHOO!

 

 


Smiley Happy

Message 6 of 9
-NewGuy-
Moderator Emeritus

Re: SCORE! CA Removal


@fishbjc wrote:

Yes, I know you're supposed to stay off of the phone, but I've had the best luck on the phone.  I called Equidata today about a collection from 2010. 

 

The very nice lady said 'Oh, sure I'll delete it today via e-oscar, no problem'.  WOOHOO!

 

 


Congrats! I've heard the same thing about the phone, but that's where I've had the most success. Email second. I never wrote a letter.

 

Good job!

Message 7 of 9
Shogun
Moderator Emeritus

Re: SCORE! CA Removal

Score!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 9
lavencedora
Frequent Contributor

Re: SCORE! CA Removal

Yee haw! :-)

 


Starting Score: TU 490 on 11/2012
Current Score:6/16/15:EQ 714, EX 704, TU 702 (all from myFICO)
New Goal Score: 740+ for all three
Message 9 of 9
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