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Regular Contributor
signguy17
Posts: 224
Registered: ‎02-10-2013

SCORE JUMP? I HOPE SO!!!!!

I look at Credit.com and it looks at EX.  Is that a FICO or FAKO?  Anyhow...it gave my last free score on 2/12 as 627.  I just started Creditsesame.com tonight and it does EX also and it says 650.  THAT'S 23 POINTS!!  Are all FAKOs the same if they use the same CA?


Starting Score: 11/12 EQ 584
Current Score: 2/13 TU 624 3/13 EQ 646 EX FAKO 636NEW SCORE 4/15 EQ 651 TU 647 EX 649
NEW SCORE UPDATE: 5/16/13 EQ 674 TU 678 EX 661 (FAKO but who cares!)
Goal Score: ALL CRAs TO BE 750!!!


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Established Contributor
starry1
Posts: 1,016
Registered: ‎11-29-2012

Re: SCORE JUMP? I HOPE SO!!!!!

No all fakos are not the same.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 05/19/13 TU 600; EQ 625; EX 610 fako
Goal Score:  625 for now– New goal 675


Cap1 sec $250 / FP $300 / Fingerhut $300/ NFCU nRewards $500 (last app 5/24/13)
Regular Contributor
kitty9779
Posts: 158
Registered: ‎06-06-2011

Re: SCORE JUMP? I HOPE SO!!!!!

A bump is exciting, be it FICO or FAKO! Way to go!!

Regular Contributor
signguy17
Posts: 224
Registered: ‎02-10-2013

Re: SCORE JUMP? I HOPE SO!!!!!

yeah Im no longer considered POOR....Im now FAIR.  But progress is moving in a positive direction so I'll take it!


Starting Score: 11/12 EQ 584
Current Score: 2/13 TU 624 3/13 EQ 646 EX FAKO 636NEW SCORE 4/15 EQ 651 TU 647 EX 649
NEW SCORE UPDATE: 5/16/13 EQ 674 TU 678 EX 661 (FAKO but who cares!)
Goal Score: ALL CRAs TO BE 750!!!


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Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: SCORE JUMP? I HOPE SO!!!!!

Saying here is FAKO is as FAKO does.  Currently CK is off on my FICO by over 140 points. 


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Regular Contributor
signguy17
Posts: 224
Registered: ‎02-10-2013

Re: SCORE JUMP? I HOPE SO!!!!!

Shogun, I concur.  If the score I got tonight is reasonably correct then mine is off by 60 from CK.


Starting Score: 11/12 EQ 584
Current Score: 2/13 TU 624 3/13 EQ 646 EX FAKO 636NEW SCORE 4/15 EQ 651 TU 647 EX 649
NEW SCORE UPDATE: 5/16/13 EQ 674 TU 678 EX 661 (FAKO but who cares!)
Goal Score: ALL CRAs TO BE 750!!!


Take the myFICO Fitness Challenge
New Contributor
750Hopeful
Posts: 152
Registered: ‎02-07-2013

Re: SCORE JUMP? I HOPE SO!!!!!

Wow! That certainly sucks. So what good are FAKOs anyway? And is there any way a consumer can get their EX or TU FICO? As far as I know, we can only buy our EQ FICO, right?


Shogun wrote:

Saying here is FAKO is as FAKO does.  Currently CK is off on my FICO by over 140 points. 


 

Established Contributor
starry1
Posts: 1,016
Registered: ‎11-29-2012

Re: SCORE JUMP? I HOPE SO!!!!!

You can buy a tu fico on this site.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 05/19/13 TU 600; EQ 625; EX 610 fako
Goal Score:  625 for now– New goal 675


Cap1 sec $250 / FP $300 / Fingerhut $300/ NFCU nRewards $500 (last app 5/24/13)
Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: SCORE JUMP? I HOPE SO!!!!!

There are also some perks of having certain CCs or belonging to certain CUs that will give you your FICO scores.  Walmart gives you your TU08 if you have their card and sign up for paperless billing.  DCU I believe gives you your EQ and a CU in Pennsylvania gives your your EX.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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