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I was going to get one yesterday but went with US bank instead, when I called the lady said they don't hardpull for the card, but they do hardpull to create an account with them, which you have to do to get the card. So just a heads up, you will get an inquriy even though it says otherwise.
That's strange because I asked for a savings account too and she said she had to pull my credit first. I will call back Monday and see if I can get someone else that can clarify what the deal is with that,
Can anyone that has joined SDFCU lately verify if it is a soft pull to apply for membership? Do you have to have your reports unfrozen or can you apply with all reports frozen and which report do they pull for membership? Thanks in advance.
As this thread is over a year old and the OP has been offline for nearly a year now it is closed to further discussion. You are free to start a new thread on the subject if you wish.