No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So you did this all over the phone?? I've heard so many things about "verbal consents" and how everything should be done in writing.
Congrats!
I've been working my rear off too and it certainly shows when you put the time and effort in. I haven't gained quite so many points in such a short time but I'm up 82 points in a month and should be getting another good size bump this week and next.
Was there anything else on your reports that helped bring your score up? No way the PFDs updated in 2 weeks?!
Good luck!
Sorry if this is a silly questions, but If I do a PFD with a CA, they're able to remove the negative TL reported by OC? How does that work? because the only thing that shows up on my CR about collections is a CR pull from them. Help!
@MSpurple wrote:Sorry if this is a silly questions, but If I do a PFD with a CA, they're able to remove the negative TL reported by OC? How does that work? because the only thing that shows up on my CR about collections is a CR pull from them. Help!
Only the CA can remove the CA TL and only the OC can remove the OC TL.
You would then send a GW to the OC.
@guiness56 wrote:
@MSpurple wrote:Sorry if this is a silly questions, but If I do a PFD with a CA, they're able to remove the negative TL reported by OC? How does that work? because the only thing that shows up on my CR about collections is a CR pull from them. Help!
Only the CA can remove the CA TL and only the OC can remove the OC TL.
You would then send a GW to the OC.
Got it! Thank you for the prompt response.