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SO PROUD OF MYSELF!! 100+ POINTS!

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amooyoung
New Member

Re: SO PROUD OF MYSELF!! 100+ POINTS!

So you did this all over the phone??  I've heard so many things about "verbal consents" and how everything should be done in writing.

Message 21 of 25
James82
Regular Contributor

Re: SO PROUD OF MYSELF!! 100+ POINTS!

Congrats!

 

I've been working my rear off too and it certainly shows when you put the time and effort in. I haven't gained quite so many points in such a short time but I'm up 82 points in a month and should be getting another good size bump this week and next.

 

Was there anything else on your reports that helped bring your score up? No way the PFDs updated in 2 weeks?!

 

Good luck!

Starting Score: EQ 574 - 08.28.13
High Score: EQ 714 (10/18/13) EX 686 (1/6/14) TU 664 (1/6/14)
Current Score: EQ 686 - EX ____- TU ____

            
Message 22 of 25
MSpurple
Established Member

Re: SO PROUD OF MYSELF!! 100+ POINTS!

Sorry if this is a silly questions, but If I do a PFD with a CA, they're able to remove the negative TL reported by OC? How does that work? because the only thing that shows up on my CR about collections is a CR pull from them. Help!

Starting Score:EXP:523 EQ:574 TU:594 {[09/13]}
Current Score:EXP:563 TU:597Smiley Happy {[10/13]}
Goal Score:700
Take the myFICO Fitness Challenge
Message 23 of 25
guiness56
Epic Contributor

Re: SO PROUD OF MYSELF!! 100+ POINTS!


@MSpurple wrote:

Sorry if this is a silly questions, but If I do a PFD with a CA, they're able to remove the negative TL reported by OC? How does that work? because the only thing that shows up on my CR about collections is a CR pull from them. Help!


Only the CA can remove the CA TL and only the OC can remove the OC TL.

 

You would then send a GW to the OC.

Message 24 of 25
MSpurple
Established Member

Re: SO PROUD OF MYSELF!! 100+ POINTS!


@guiness56 wrote:

@MSpurple wrote:

Sorry if this is a silly questions, but If I do a PFD with a CA, they're able to remove the negative TL reported by OC? How does that work? because the only thing that shows up on my CR about collections is a CR pull from them. Help!


Only the CA can remove the CA TL and only the OC can remove the OC TL.

 

You would then send a GW to the OC.


 Got it! Thank you for the prompt response.

Starting Score:EXP:523 EQ:574 TU:594 {[09/13]}
Current Score:EXP:563 TU:597Smiley Happy {[10/13]}
Goal Score:700
Take the myFICO Fitness Challenge
Message 25 of 25
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