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I still have 8 more months in 6 Years SOL to complete.
I would sit and wait. Give Calvary a chance to commit FDCA violations and they delete the item and pay you some money.
Creditdharma wrote:
I do understand what you are saying but cavalry isn't an ethical company. They are junk debt buyers and will put a collection on your report for an account t thats outside of SOL from an account that got charged off 10 years ago. I did this for my partner. His original account was so old it didn't even report any more but cavalry was there trying to collect on it. Not to mention the fact my partner swore up and down that the alleged debt had been paid 100% and cavalry numbers were way off from all the of statements he had. Nothing matched up.
The "true" issue isn't the collection company, the issue is the unpaid debt.
If the debt is PAID, then there isn't an issue, period.