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@Student_Loans_Kill wrote:
Looking at my TransUnion report : Status as of Dec 20101 Date opened: May 1999 Date of last activity June 2010 Date closed April 2010 Description: paid collection
SOL is the period of time that a creditor has to bring legal action against you for unpaid debt. CRTP is the time period in which an item will show on your credit reports. These are often confused but are unrelated except for the fact that the clock starts for both of them at the DOFD, the point in time when the account first becomes deliquent prior to being charged off.
The DOFD shows on equifax, but not on experian or transunion reports. TU and EX usually show an estimated drop off date.
Do you have any idea what the DOFD is for this account ?