@starry1 wrote:
They have to send you a dunning notice within 5 days of 1st contact. Courts have agreed that reporting counts as contact.
I guess this is where I'm stuck. I'm trying to come up with a proper DV notice but the one I have is based on the fact they made contact with me and that there is no dunning notice.
Since they violated that, what are my next steps? Sorry for all of the questions but this one is new to me. Thanks! I guess what I'masking is if I were to write a DV letter, how should it be worded.
⋅ INQs: 6
@Ysettle4 wrote:
@starry1 wrote:
They have to send you a dunning notice within 5 days of 1st contact. Courts have agreed that reporting counts as contact.I guess this is where I'm stuck. I'm trying to come up with a proper DV notice but the one I have is based on the fact they made contact with me and that there is no dunning notice.
Since they violated that, what are my next steps? Sorry for all of the questions but this one is new to me. Thanks! I guess what I'masking is if I were to write a DV letter, how should it be worded.
Just state you saw it in your credit report, that's good enough. I've sent dv's just for ca's sniffing my report. It works fine. Also tell them they are already in violation for not sending a dunning notice.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
New goal 675