Grape or hopeful5,
I am going to try emailing another CA to try and have something deleted, would you mind sending me the email you sent to AFNI, it appeared to be a very well written email. Thank you!
jenc55 - My email was literally 5-6 sentences long. It went something like this:
Dear Sir or Madam,
My name is _________ and I paid in full a debt that AFNI was collecting on for__________about a year ago. The final payment for the debt was made in __________.
My AFNI account number was: ___________
I am writing to you today to ask if you would kindly consider removing this account from my credit reports. I know this may seem like an odd request, but at the time I incurred this debt I _______________________ I have since had a clean credit report, and this collection account on my credit reports is my main derogatory item. I really appreciate your consideration and thank you very much for your time.
That was it. Hope that helps.
THANK YOU myFICO forums!!!
After reading about success a few people have had on here getting AFNI to delete a CA from your CRA, I emailed them on a whim to ask for it to be deleted and I just recieved a response stating they have gone ahead and done a credit deletion for me!!! Now my one and only CA has been removed!!! Thank you, thank you, thank you!!
Message Edited by Grape on 03-23-2009 11:02 AM
Would you be able to supply me with the email address you used? I have a collection from them and they are really tough, i called to get information and was pretty much being tied to a chair and force spoon fed to give them a check over the phone. I would appretiate it.