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Regular Contributor
PapasWifey
Posts: 229
Registered: ‎12-12-2010
0

SUCCESS!!! Honda Finance Removal

[ Edited ]

Update 2/2/12 - Just (literally) got a call from American Honda Finance Corp... they are removing the 60 day late AND the charge-off from my credit reports!!! YAHOOOOO!!!!!! I couldn't get to MyFico fast enough! This is great news!

 

Update 3/8/12 - I do not actively monitor this thread so if you want contact info, send your request to me in a PM. Thanks.

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Original Post:

I need a good contact to try a GW from Honda Finance to remove the charge-off on my account.

 

I missed 2 payments (1 30 day in 2006, 1 60 day in 2009) and there were only like 4 payments left on the acct but I lost my job right then.

 

Anyways, I made payment arrangements to the CA to pay off the remaining balance, which was complete in Mar 2010. I sent a GW letter in 7/2010 asking to have the negative/delinquent info removed from the CRA. I never heard any response. I noticed today that it is still showing on the CR and plan to send another letter this week.

 

Is there a better way to get a response. Here is the address I sent it to (from the CR) - 8601 MCALPINE PARK DRIVE, SUITE 230, CHARLOTTE , NC-28211

 

Here is the info from EQ today:

 

Type of Account : Installment              Credit Limit:

Term Duration: 60 Months                   Terms Frequency: Monthly

Date Opened: 11/2004                        Balance: $ 0

Date Reported: 04/2010                      Amount Past Due:

Date of Last Payment: 03/2010          Actual Payment Amount: $ 314

Scheduled Payment Amount: $ 463   Date of Last Activity: N/A

Date Major Delinquency First Reported: 04/2010   Months Reviewed: 65

Creditor Classification: Activity Description: Transfer/Sold

Charge Off Amount: $ 941                Deferred Payment Start Date:

Date Closed:                               Type of Loan: Auto

Date of First Delinquency: 11/2009

Comments: Transferred to recovery,

Charged off account


Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650


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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
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Re: American Honda Finance Corp - GW Contact?

Hi!

 

Since your post is about fixing your credit, I'm moving it to the rebuilding your credit forum.

 

--fused, myfico moderator

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Regular Contributor
PapasWifey
Posts: 229
Registered: ‎12-12-2010
0

Re: American Honda Finance Corp - GW Contact?

thanks Fused.

 

I wasn't sure where to post it, since it was more about trying to find a contact at Honda Finance than actually rebuilding.


Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650


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Regular Contributor
PapasWifey
Posts: 229
Registered: ‎12-12-2010
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Re: American Honda Finance Corp - GW Contact?

I found the name of the president, and just sent it to the headquarters address, but not sure if that will get a response - hopefully!

 

I'm still looking for any other information/contacts - email, mail, phone, etc


Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650


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Valued Contributor
John060675
Posts: 1,126
Registered: ‎08-29-2007
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Re: American Honda Finance Corp - GW Contact?

I wish you luck with this one.  I sent them numerous GW letters and called them countless times to remove one 30 minute late.  They always said no until one day the late just disappeared off my credit report.  I guess they just got tired of me sending GW letters.  I sent all of my letters to the following address:

 

AMERICAN HONDA FINANCE CORPORATION
8601 McAlpine Park Drive, #230
Charlotte, NC 28211-6243


Starting Score: 583 EQ, 612 EX, 569 TU
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Regular Contributor
PapasWifey
Posts: 229
Registered: ‎12-12-2010
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Re: American Honda Finance Corp - GW Contact?

Hi John,

 

I ended up sending it to the headquarters in Torrence, CA because previously I was sending it to that address.

 

I am ecstatic! I hope this helps my credit score!


Starting Score: 576 EQ 1-12-13
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Goal Score: 650


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Established Member
knk112
Posts: 33
Registered: ‎02-04-2012
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Re: SUCCESS!!! Honda Finance Removal

Congradulations! Can you please PM me the email or fax that you've corresponded with?

582,583,633 TU
FICO 670 3/2014
Valued Contributor
GoodCredBen
Posts: 1,540
Registered: ‎10-25-2011
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Re: SUCCESS!!! Honda Finance Removal

So i have a TL from TMCC (toyota) that i am paying that has 4 - 30 day lates (was 5) i would like them to remove the last 4, could i get an example of your letter? 

----- IF you find my post helpful, Select the star in the KUDOS button! :smileyhappy:
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
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Regular Contributor
PapasWifey
Posts: 229
Registered: ‎12-12-2010
0

Re: SUCCESS!!! Honda Finance Removal


BadCredBen wrote:

So i have a TL from TMCC (toyota) that i am paying that has 4 - 30 day lates (was 5) i would like them to remove the last 4, could i get an example of your letter? 


Hi Ben, check your pm


Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650


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Member
SM_NC
Posts: 9
Registered: ‎04-19-2010
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Re: SUCCESS!!! Honda Finance Removal

Happy for you!

 

May I please get this info as well.

 

Thanks!

 

-S

 

 


Starting Scores: EQ 558 - TU 585 (Nov '10)
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