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SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

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Shann0n_marie
Frequent Contributor

SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

After numerous disputes throughout the years and finally coming across the info for Wells Fargo Dealer's Services Office of the President on this board, I've finally gotten my erroneous 2 30 day lates prior to the last payoff of my loan confirmed as in error and REMOVED!

 

I opened a case with the Office of the President on 5/11, and was originally given a 3 business day turnaround time but since my issue had to do with totalling my car and gap protection paying off the remainder of the loan, they had to do some research as a page of my gap contract was missing and they also mentioned they may actually owe me a refund for the payments I made after the fact.

 

In any case, I just received a call back and said they have concluded the investigation and were incorrect with reporting these payments late and they have made the request today to have all credit bureaus update my payment history to reflect no lates.Smiley Happy

 

This account was paid in full back at the end of 2009, so I'm not sure how much it will help my credit but by fixing this error, I have perfect payment history on all of my car loans that have reported and I'm sure this will probably help my AUTO FICO, which will be good come September when I plan on purchasing another car.

 

 

 

 

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 1 of 15
14 REPLIES 14
gdale6
Moderator Emeritus

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

Grats, now its a total postive account that will remain on file for 10 years post its close date.

Message 2 of 15
Shann0n_marie
Frequent Contributor

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!


@gdale6 wrote:

Grats, now its a total postive account that will remain on file for 10 years post its close date.


 

 

Thanks gdale6!  It feels great to be making some progress!  Now just to wait until all these changes hit.  GRRRRRRRR, I hate waiting LOL!

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 3 of 15
indye41
New Member

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

That's great!  What contact info do you have for the Office of the President? WFDS is showing that I made two late payments, but I know it's incorrect even though they keep stating that it's correct.  Thanks!

Message 4 of 15
Shann0n_marie
Frequent Contributor

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!


@indye41 wrote:

That's great!  What contact info do you have for the Office of the President? WFDS is showing that I made two late payments, but I know it's incorrect even though they keep stating that it's correct.  Thanks!


I will PM you now the info.   Good Luck!  Smiley Wink

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 5 of 15
Shann0n_marie
Frequent Contributor

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!


@indye41 wrote:

That's great!  What contact info do you have for the Office of the President? WFDS is showing that I made two late payments, but I know it's incorrect even though they keep stating that it's correct.  Thanks!


Actually, I apologize, I thought I had previously messaged it to someone and could copy and paste to you.  I am not home until tomorrow and don't have the info on me, I will PM you tomorrow the info. 

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 6 of 15
rinkgirl2
Valued Member

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

Thank you! 

Message 7 of 15
indye41
New Member

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

Hi there.  I just wanted to check in and see if you've had a chance to get the info for me.

 

Thanks again!

Message 8 of 15
Anonymous
Not applicable

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

Hello,

I just bought a home and there was a lot going on, forward my mail as well but never received any mail from wells fargo and now my payment are 30 - 60 days late and my credit score went down about 80 points. Can you please email me the info where I can contact to get it remove as a one time exception. Please help.

Message 9 of 15
Anonymous
Not applicable

Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates!

Hello,

I just bought a home and there was a lot going on, forward my mail as well but never received any mail from wells fargo and now my payment are 30 - 60 days late and my credit score went down about 80 points. Can you please email me the info where I can contact to get it remove as a one time exception. Please help. 

Message 10 of 15
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