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@Melanie220 wrote:
I got a score watch alert today, I reduced UTI on two cards that reported from 565/900 to 58/900 and 132/300 to 0/500 (got a CLI on Kohls) but didn't get a score bump. The only other accts that changed was Marathon has card 61/200 and Cap one hasn't updated yet 371/500 now 0/500. Overall utilization is around 7% down from 18%
The score bump may have been negated by the number of accounts you have reporting a balance. You want them all at 0 with the exception of 1 which you will let report 1-9% of its individual CL.