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Hello;
I am in the process of joining the military, but the only thing stopping me is my credit in collections. I had my identity stolen by my mother when she left years ago, and she had a wal mart card account that got passed to Synchrony. I need to pay the settlement and send a letter to my recruiter from them saying the settlement has been payed and the account is no longer in collections. But they said once i pay them, it takes 15 DAYS to secure the payment and THEN they will send me a letter that will take another 10 DAYS to arrive. I dont accept that it should take this long, not to mention I need to get these letters to my recruiter ASAP. Please advise on how to proceed. They keep giving me the run around, and i am worried that once i pay they will forget about this whole thing and not send a letter. Thank you.
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@Anonymous wrote:Hello;
I am in the process of joining the military, but the only thing stopping me is my credit in collections. I had my identity stolen by my mother when she left years ago, and she had a wal mart card account that got passed to Synchrony. I need to pay the settlement and send a letter to my recruiter from them saying the settlement has been payed and the account is no longer in collections. But they said once i pay them, it takes 15 DAYS to secure the payment and THEN they will send me a letter that will take another 10 DAYS to arrive. I dont accept that it should take this long, not to mention I need to get these letters to my recruiter ASAP. Please advise on how to proceed. They keep giving me the run around, and i am worried that once i pay they will forget about this whole thing and not send a letter. Thank you.
You are NOT responsible for that account. Do NOT accept responsibility for it. Get it removed from your reports within a few days using FCRA 605B (ID Theft Provision).
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