05-05-2013 11:50 AM
I have the Saks Fifth Store Card which recently changed to CapOne. I got it about a year ago for something I purchased but never used it. Two weeks ago, Saks sent me a new card for CapOne. I've never used it. It isn't reporting on my CR... should I ignore this or try to get it to report (it would of been open for 1 year now).
My credit profile:
AAoA: 7 years
Cards: NFCU ($10K), SDFCU ($20K)
Loans: Student loans, lots and make up the bulk of my long credit history
Inquiries: 1 on EX, 3 on TU, 1 on EQ
05-05-2013 08:02 PM
what is the CL on the card. you have 2 very nice CL there with the 2 cards you have. i don't know if store cards are rated differently in the account mix then CC. either way I think some depends on the CL of the card. a low 500 isn't going to be a big deal with your other 2 CL's. But that is just my opinion.