09-21-2013 10:03 AM
09-21-2013 10:45 AM
I contacted the customer advocate via email. Received a phone call about three days later. The woman I spoke with gave me the routine "We have to report everything by law."
Anyone have any advice?
09-27-2013 05:11 AM
I have student loans from Sallie Mae and US dept of Ed that i just found out have reported as late on my CR.
I was also under the impression these loans were in deferment status.
Would someone please send me the contact info for Sallie Mae? I would really appreciate it, as I am trying to get these items deleted.
Thanks in advance
10-07-2013 08:42 PM
I agreed to a forebearance and paid the $150 to Sallie Mae. Now two of my four loans show no late payments (they all had up to 90 days) and the other two, one shows a 90 and the other a 60. Any suggestions for who to contact for that?
11-04-2013 08:21 PM
Can I please ask did you call ,email,send letter or how did you achieve this. My loans are finally paid off but i had some late payments due to my gpa being sick and he meds & needed help financially.. I have a great pymt record with them after those but they still show up under negative accts. Sorry new at this and dont know how to get the ball rolling.
Any advice appreciated
Also since this acct is closed now and shows 0 balance its also listed under Closed accts and states paid as agreed?? Was just curious why its under negative accts and then closed with the pd as agreed.????
Listed this way in Equifax only .Listed in Negative accts in all 3 bureaus.
01-04-2014 07:44 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.