Reply
Established Member
Cyeron
Posts: 21
Registered: ‎05-20-2012
0

Sallie Mae reported me 60day late in Oct in error!

I have an issue and I was wondering if I can get some help. I recently took a look at my creditreports and noticed that Sallie Mae reported me 60day late for the month of Oct. I called them and after 2weeks of research they realized it was an error on their part. They have provided me with a letter stating that it was an error by themand that I was actually current. The letter was signed by sombody in the customer advocate dept. The also submitted a retraction to all credit B's . What do I do now? Should I wait on the retraction? Or, do I send the letters out to all 3 credit B's myself? Please help. thanks

Current Score
TU=580
EQ=560
STARTING SCORE
High 400's
Regular Contributor
e35
Posts: 133
Registered: ‎10-01-2013
0

Re: Sallie Mae reported me 60day late in Oct in error!

It will come off soon don't worry. You may see a score increase

Starting FICO scores EX- 422 Feb/2013

NEW 12/13/13 FICO scores
Ex- 638, EQ- 658, TU- 646

Almost there Goal 660 across the board
Community Leader
Senior Contributor
SunriseEarth
Posts: 4,829
Registered: ‎08-12-2013
0

Re: Sallie Mae reported me 60day late in Oct in error!


Cyeron wrote:

I have an issue and I was wondering if I can get some help. I recently took a look at my creditreports and noticed that Sallie Mae reported me 60day late for the month of Oct. I called them and after 2weeks of research they realized it was an error on their part. They have provided me with a letter stating that it was an error by themand that I was actually current. The letter was signed by sombody in the customer advocate dept. The also submitted a retraction to all credit B's . What do I do now? Should I wait on the retraction? Or, do I send the letters out to all 3 credit B's myself? Please help. thanks


CR updates can take up to a month, sometimes a bit longer.  I'd wait at least that long before submitting the letter to the CRAs.  IME, EX is very fast to update, TU takes a bit more time, and EQ takes a long time.  YMMV.  


Start: 619 (Wally, 9/2013) | Current: 669 (Wally, 12/8/14), 703 (EQ myFICO 8/13/14)
Care Credit $10200 | JCP $5000 | Walmart Store $5000 | Amazon Store $5000 | AMEX BCE $4500 | Overstock $4300 | Cap 1 QS1 $4000 | AMEX Costco TE $3500 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Sony Card $2500 | Macy's AMEX $1500 | Citi DC WMC $1200 | Merrick $1200 | VS $1150 | Gold Violin $1150 | Target $1000 | ~~Gardening Since 12/2/14

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}