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Established Member
Posts: 21
Registered: ‎05-20-2012
0

Sallie Mae reported me 60day late in Oct in error!

I have an issue and I was wondering if I can get some help. I recently took a look at my creditreports and noticed that Sallie Mae reported me 60day late for the month of Oct. I called them and after 2weeks of research they realized it was an error on their part. They have provided me with a letter stating that it was an error by themand that I was actually current. The letter was signed by sombody in the customer advocate dept. The also submitted a retraction to all credit B's . What do I do now? Should I wait on the retraction? Or, do I send the letters out to all 3 credit B's myself? Please help. thanks

Current Score
TU=580
EQ=560
STARTING SCORE
High 400's
Regular Contributor
Posts: 133
Registered: ‎10-01-2013
0

Re: Sallie Mae reported me 60day late in Oct in error!

It will come off soon don't worry. You may see a score increase

Starting FICO scores EX- 422 Feb/2013

NEW 12/13/13 FICO scores
Ex- 638, EQ- 658, TU- 646

Almost there Goal 660 across the board
Moderator
Posts: 6,972
Registered: ‎08-12-2013
0

Re: Sallie Mae reported me 60day late in Oct in error!


Cyeron wrote:

I have an issue and I was wondering if I can get some help. I recently took a look at my creditreports and noticed that Sallie Mae reported me 60day late for the month of Oct. I called them and after 2weeks of research they realized it was an error on their part. They have provided me with a letter stating that it was an error by themand that I was actually current. The letter was signed by sombody in the customer advocate dept. The also submitted a retraction to all credit B's . What do I do now? Should I wait on the retraction? Or, do I send the letters out to all 3 credit B's myself? Please help. thanks


CR updates can take up to a month, sometimes a bit longer.  I'd wait at least that long before submitting the letter to the CRAs.  IME, EX is very fast to update, TU takes a bit more time, and EQ takes a long time.  YMMV.  




Start: 619 (TU08, 9/2013) | Current: 764 (TU08, 8/17/15)
AMEX BCE $13500 | Sallie Mae WMC $12500 | Care Credit $10200 | JCP $8000 | Overstock $5800 | Cap 1 QS $5750 | Discover IT $5500 | Macy's Store $5400 | BofA BBR $5000 | Citi DC WMC $5000 | Walmart Store $5000 | Amazon Store $5000 | Sam's Club MC $4000 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | CU Visa $2500 | Gold Violin $2350 | Target $1000 | ~~Gardening Since 8/26/15
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