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Sallie Mae reported me 60day late in Oct in error!

Established Member

Sallie Mae reported me 60day late in Oct in error!

I have an issue and I was wondering if I can get some help. I recently took a look at my creditreports and noticed that Sallie Mae reported me 60day late for the month of Oct. I called them and after 2weeks of research they realized it was an error on their part. They have provided me with a letter stating that it was an error by themand that I was actually current. The letter was signed by sombody in the customer advocate dept. The also submitted a retraction to all credit B's . What do I do now? Should I wait on the retraction? Or, do I send the letters out to all 3 credit B's myself? Please help. thanks

Current Score
TU=580
EQ=560
STARTING SCORE
High 400's
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2 REPLIES
Regular Contributor

Re: Sallie Mae reported me 60day late in Oct in error!

It will come off soon don't worry. You may see a score increase

Starting FICO scores EX- 422 Feb/2013

NEW 12/13/13 FICO scores
Ex- 638, EQ- 658, TU- 646

Almost there Goal 660 across the board
Message 2 of 3
Moderator

Re: Sallie Mae reported me 60day late in Oct in error!


Cyeron wrote:

I have an issue and I was wondering if I can get some help. I recently took a look at my creditreports and noticed that Sallie Mae reported me 60day late for the month of Oct. I called them and after 2weeks of research they realized it was an error on their part. They have provided me with a letter stating that it was an error by themand that I was actually current. The letter was signed by sombody in the customer advocate dept. The also submitted a retraction to all credit B's . What do I do now? Should I wait on the retraction? Or, do I send the letters out to all 3 credit B's myself? Please help. thanks


CR updates can take up to a month, sometimes a bit longer.  I'd wait at least that long before submitting the letter to the CRAs.  IME, EX is very fast to update, TU takes a bit more time, and EQ takes a long time.  YMMV.  



Start: 619 (TU08, 9/2013) | Current: 802 (TU08, 3/13/18)
AMEX BCE $34000 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | BofA BBR #1 $19000 | Cap 1 QS WMC $17250 | JCP $15000 | CashForward WMC $14000 | Barclay Rewards WMC $14000 | Citi DC $12600 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | Cash+ VS $10500 | WCU Visa $10000 | BoA BBR #2 $10000 | Uber VS $9000 | Blispay $7500 | Amazon VS $7300 | Target MC $5000 | Sony Card $4250 | ~~Gardening Since 4/1/18
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