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I applied stupidly for alot of stuff on one day because i thought it would only count as one hit.... Isnt this the case? Is there any way to remove some of them?
May 14, 2012 | Cap1/Hsbc |
May 14, 2012 | 1 Premier |
May 14, 2012 | Cap One |
May 14, 2012 | Cbna |
The FICO algorithm will count multiple inquiries for mortgage and auto shopping made within a certain window as one inquiry.
If not auto or mortage, that "de-duping" does not apply. Yours appear to be for CCs.
That is purely a scoring matter. It does not mean that each inquiry wont show in your CR.
@RobertEG wrote:The FICO algorithm will count multiple inquiries for mortgage and auto shopping made within a certain window as one inquiry.
If not auto or mortage, that "de-duping" does not apply. Yours appear to be for CCs.
That is purely a scoring matter. It does not mean that each inquiry wont show in your CR.
+1. Also student loan inquiries are only scored as one within a certain window. All other inquiries, including credit card inquiries are scored individually by FICO.