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I am looking for a sample debt validation letter I can use and wondering if there are any that folks have had success with. I know Google is my friend but I see some samples with a lot of verbiage and some thin and sweet and want to make sure I approach this the right way. Thanks in advanced.
This is what I've sent. No response yet (too early, I suspect).
"I recently examined my credit report and discovered you are reporting I owe this alleged debt, account number _______________. Please validate per Federal Fair Debt Collection Practices Act (FDCPA) 809. Also please include the name, address, and phone number of the original creditor and an itemization of the debt."
Thanks, can you tell me if that was sent certified?
I send all my DVs certified mail, return receipt. (Not GWs though.)