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Sample Debt validation letter

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Anonymous
Not applicable

Sample Debt validation letter

I am looking for a sample debt validation letter I can use and wondering if there are any that folks have had success with. I know Google is my friend but I see some samples with a lot of verbiage and some thin and sweet and want to make sure I approach this the right way. Thanks in advanced. 

Message 1 of 4
3 REPLIES 3
kmacqua
Regular Contributor

Re: Sample Debt validation letter

This is what I've sent. No response yet (too early, I suspect).

 

"I recently examined my credit report and discovered you are reporting I owe this alleged debt, account number _______________.  Please validate per Federal Fair Debt Collection Practices Act (FDCPA) 809.  Also please include the name, address, and phone number of the original creditor and an itemization of the debt."

Message 2 of 4
Anonymous
Not applicable

Re: Sample Debt validation letter

Thanks, can you tell me if that was sent certified? 

Message 3 of 4
kmacqua
Regular Contributor

Re: Sample Debt validation letter

I send all my DVs certified mail, return receipt.  (Not GWs though.)

Message 4 of 4
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