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Santander Repossession Removal, 21 point gain!

Valued Contributor

Re: Santander Repossession Removal, 21 point gain!


Booner72 wrote:
Congrats, Scott! (and no, it wasn't my final post....just haven't been around in a while.....tonight I'm feeling the need for some fico) Smiley Happy-

Good to know! haha so many of the older people are bailing to go to another location Smiley Happy

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 11 of 13
Established Contributor

Re: Santander Repossession Removal, 21 point gain!

My car will be paid off in full by Santander.  So should I expect a similar increase to my credit score. 


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Message 12 of 13
Established Contributor

Re: Santander Repossession Removal, 21 point gain!

can i ask to remove if paid in full.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Message 13 of 13