Rebuilding Your Credit

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Valued Contributor
rckstrscott
Posts: 2,244
Registered: ‎04-25-2011

Re: Santander Repossession Removal, 21 point gain!

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‎10-10-2012 01:26 AM

Booner72 wrote:
Congrats, Scott! (and no, it wasn't my final post....just haven't been around in a while.....tonight I'm feeling the need for some fico) :smileyhappy:-

Good to know! haha so many of the older people are bailing to go to another location :smileyhappy:

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Message 11 of 13 (245 Views)
 
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Regular Contributor
jadeite788
Posts: 297
Registered: ‎09-25-2009

Re: Santander Repossession Removal, 21 point gain!

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‎01-15-2013 11:23 AM

My car will be paid off in full by Santander.  So should I expect a similar increase to my credit score. 

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 660, 661 as of 04/01/13
Current Transunion Score: previous 656, 675 as of 02/01/13
Goal Score: 750
Take the FICO Fitness Challenge



Message 12 of 13 (142 Views)
 
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Regular Contributor
jadeite788
Posts: 297
Registered: ‎09-25-2009

Re: Santander Repossession Removal, 21 point gain!

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‎01-15-2013 11:24 AM

can i ask to remove if paid in full.

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 660, 661 as of 04/01/13
Current Transunion Score: previous 656, 675 as of 02/01/13
Goal Score: 750
Take the FICO Fitness Challenge



Message 13 of 13 (142 Views)
 
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