Just got off the phone with representitive from Santander. He was extremely helpful. Have 2 accounts with them. Had a late post on both of them last fall during switchover from HSBC Auto and Citi Auto. Explained to him that the lates occurred during the switchover. He said they would update both accounts on all 3 credit bureaus within 30 days.
I had sent an email last week to their accounts department off their website and got an email today telling me to call them. Needed good news after a horribly stressful weekend at work,,, so yeah!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
I called the number that they sent in the email. It wasn't the person who sent the email who I talked to but I told him my situation. This occurred during the switchover from the HSBC and Citi. He pulled up my accounts, I'm currently 3 months ahead on one and 6 months ahead of the other. He then said he'd take care of it. It was a legitimate dispute, that is what actually happened. The man was very helpful and understanding. .
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Good luck Nesmith!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.