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financedude
Posts: 2
Registered: ‎10-16-2012
0

Score Improvement After Delinquent Payment Erased?

I have an Equifax score of 733.  The only payment blemish I have is a 30-day late payment on a Heloc 6.5 years ago.  In 6 months, this will disappear from my report.

 

All things being equal, how much of a score increase can I expect?

 

Thanks.

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Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Score Improvement After Delinquent Payment Erased?

That 30 day late has lost it's sting.  You may not get anything from it dropping, or you may get a point or two.  YMMV as always.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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