Credit Cards Center Credit cards from our partners
Reply
Highlighted
Member
Posts: 6
Registered: ‎06-14-2008
0

Score Not Updated???

 

O.k.  I had 3 collection items deleted from my Experian credit report a few days ago and there is no change in my credit score. 

What's up with that??

 

Please help.


Starting Score: 568
Current Score: 568
Goal Score: 700


Take the FICO Fitness Challenge
Moderator
Posts: 17,419
Registered: ‎07-14-2009
0

Re: Score Not Updated???


aries331 wrote:

 

O.k.  I had 3 collection items deleted from my Experian credit report a few days ago and there is no change in my credit score. 

What's up with that??

 

Please help.


Hi there.

 

Do you have any other negatives still on your report? Often what remains is just as important as what has disapperared.

 

Let ask you this. Where did you buy your credit score? If it was part of your Experian report then that is not a FICO score. No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Member
Posts: 6
Registered: ‎06-14-2008
0

Re: Score Not Updated???

[ Edited ]

I'm sorry, I meant to say Equifax and I got the score from myfico score watch and I pulled power report? from there.   Yes I still

have other collections reporting.  I thought that with each item deleted I'd see an increase.


Starting Score: 568
Current Score: 568
Goal Score: 700


Take the FICO Fitness Challenge
Moderator
Posts: 17,419
Registered: ‎07-14-2009
0

Re: Score Not Updated???


aries331 wrote:

I'm sorry, I meant to say Equifax and I got the score from myfico score watch and I pulled power report? from there.   Yes I still

have other collections reporting.  I thought that with each item deleted I'd see an increase.


That's an accurate score then. Good to know.

 

You don't always get an increase because something drops off.

 

I don't know much about SW but I do know that your target score needs to be the same as your current score. Do you know if you have it set up that way?

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.