04-25-2013 03:13 PM
Thanks Myjourney.....I am not sure if you have SW, but when you do get a score watch alert/email/text.....Does it give you the reasons for it? and show what is helping/hurting your score? Kind of like when you pull your full report on here.
Can't help with that one don't have SW But im sure someone will chime in
04-25-2013 05:26 PM
Thanks again....I am really hoping for a 15-25 jump in FICO when they hit.....The biggest bump, I think/hope will come when Sallie Mae removes 21 Lates from there 7 TL this month.
04-26-2013 07:50 AM
04-26-2013 11:53 AM
I believe it really varies Delta, I know that usually for my Capital One card, it hits TU like 2 or 3 days after the statement date. I believe it depends upon when the companies decide to report to the CRAs. When they report, it appears on your reports in 24 hours or less I think.
04-26-2013 01:01 PM
Good Call bud! Cap1 sent over my stuff to the CB on the 24th, *day after statement cut* and it hit EX yesterday (25th), it looks like TU and EQ takes a day or 2 after that. I guess that makes sense, because for me, when things were being updated/removed whatever....EX was the quickest, then EQ and TU were like 2-3 days after. I am hoping I get a SW alert here over the next day or so....
04-26-2013 01:14 PM
No kidding! Thankfully I have an OUTSTANDING mentor like you, to help me keep that from happening! I should probably share some FICO points with ya for all the help you have given me so far.
04-26-2013 01:16 PM
04-26-2013 01:20 PM
Thank You! I will gladly share. Hey maybe I will get close next week when Sallie Mae takes off all 21 of those lates.
04-26-2013 07:20 PM
Nice. Good going. Good luck to you. Keep doing what you are doing and your scores will be to 700 soon. Just be patient and stay on track. It is a long term strategy with the most difficult ingredient being staying consistant over time so just stick with it.
You know exactly what to do now to have great credit... Just have to wait now and hit your points and do the right things at the right times. It just takes a bit of time. It seems like a long time but in the grand scheme of things it is not and well worth it.