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Score Watch false notifications?

Established Contributor

Score Watch false notifications?

Is anyone else constantly getting notifications on their phone or Ipad app, only to find that there is no update what so ever?

Message 1 of 14
13 REPLIES
Regular Contributor

Re: Score Watch false notifications?

I have Score Watch for my Equifax report and Quarterly monitoring for my TransUnion (from myFICO) and neither have I got anything like you've described...

 

actually my problem is with Credit Karma right now - they've got stuff on there that is totally wrong (like listing a credit card with a limit of $7800 that I don't have...).

USAA Rewards VISA (7,500 - 03/2013) / DiscoverIT (6500 - 03/2013) / Cap One Platinum MC (2750 - 03/2013) / Credit One Platinum VISA (750 - 03/2013) / First Premier Bank MC (300 - 02/2013) / FingerHut/WEBBANK (5200.00 - 02/2013) / Victoria's Secret/Comenity (1500 - 03/2013) / PayPal Smart Connect/GECRB (2900 - 03/2013) / Lowe's/GECRB (2800 - 03/2013) / Amazon.com/GECRB (4500 - 03/2013) / Chevron Texaco/GECRB (1950 - 03/2013) / J.C. Penney/GECRB (2150 - 02/2013) / Target (750 - 07/2013) / Abercrombie & Fitch/Comenity (1850 - 07/2013) / CareCredit/GECRB (4500 - 08/2013) / DCU Visa (2000 - 11/2013) / NFCU Sig cashRewards Visa (7000 - 11/2013) - MilitaryStar/Chase (4700 /12/2013)

Message 2 of 14
Frequent Contributor

Re: Score Watch false notifications?

my SW looks like this ^v^v^^v^^_______________________________________________________________________________________________. 

 

I think smy score has rigomortise.  I come from the land that FICO forgot....


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 3 of 14
Established Contributor

Re: Score Watch false notifications?

Yeah mine seems dead on arrival as well. Even when things change it takes forever to get genuine alerts. I had a collection come off my Equifax two days ago and still haven received an alert. I just keep getting push notifications for the app on my phone and Ipad, get all excited and check only find that there are now new alerts.

Message 4 of 14
Established Contributor

Re: Score Watch false notifications?

Hi

 

It won't notify you when an account is deleted or falls off. Sorry!





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 5 of 14
Established Contributor

Re: Score Watch false notifications?

LOL I understand that. I keep getting push notifications, those are alerts issued by the app to let me know that I need to check the app.  The app is alerting when there are no alerts. Im guessing no one else has download the equifax app lol.

Message 6 of 14
Senior Contributor

Re: Score Watch false notifications?


DiabolicallyRandom wrote:

Yeah mine seems dead on arrival as well. Even when things change it takes forever to get genuine alerts. I had a collection come off my Equifax two days ago and still haven received an alert. I just keep getting push notifications for the app on my phone and Ipad, get all excited and check only find that there are now new alerts.


Score Watch won't alert you if a collection is removed and depending on what's being reported on your CR at that point of time you may or may not see a score change. 

Message 7 of 14
Senior Contributor

Re: Score Watch false notifications?


QUOTE
Is anyone else constantly getting notifications on their phone or Ipad app, only to find that there is no update what so ever?



does MyFico has an app for IPhone and iPad? did not find anything....how is it called?
Message 8 of 14
Established Contributor

Re: Score Watch false notifications?

Its an Equifax app. I dont know if it makes a difference by I signed up for score watch directly through the equifax website. So I go to equifax to check my alerts.  I have never used the one through MyFico.

Message 9 of 14
Regular Contributor

Re: Score Watch false notifications?

SW will alert you if there is a change in a status of something on your CR (like a judgment going from unpaid to paid), a score change according to your settings, an added account, etc .. but not when something falls off. So if it doesn't trigger something like a score change then it doesn't notify you. If you want an alert for every point, you'll have to change your settings to alert you when your score goes above your current credit score.


Starting Score: 585
Current Score: EQ Fico 766 | TU Fico 715 | EX Fico 753
Goal Score: 800


Take the myFICO Fitness Challenge
Message 10 of 14