@dudedudedude wrote:I called and asked for a GW with Ally Bank. I also did an email campaign to the CEO and anybody else's email address I could find at Ally. I even went so far as to send the GW via their online chat. Well today, the Ally Auto Loan account status updated on my and my husband's (co-borrower) EQ credit report as ..........
Current Status: "Not More Than Two Payments Past Due Contact mbr for status"
In the description it says ... "Customer disputes this account info - Auto"
My score jumped 47 points and his 30 points when this was added.
My question is ... Is this just a temporary status? Did the credit just place this while they are investigating?
I have not received any notice of a score jump on TU or EX
That is the reason for the increase, some aspects of the TL are not scored while in dispute, as soon as these comments are removed then it once again will be fully scored.
@Anonymous wrote:I'm rebuilding myself so I'm new to this but sending a Goodwill letter shouldn't change a account to dispute status unless you disputed it . Goodwill letters acknowledge that you messed up and are asking for Goodwill to forgive your mistakes.
Its the latest form of harrassment by OCs and CAs to take a goodwill letter and turn it into a dispute, some do this even when you explicitly say ":THIS IS NOT A DISPUTE"