Score boost

[Anonymous]

Hello I'm 10 weeks discharged from chapter 7 and I'm at 644 to 624 ex and 564 that equifax score is lagging for some reason but I have a dispute closing in a few days on equifax. I'm all smiles. What card can I app for with these scores? Of course after my dispute ends on the 11th. I have a secured cap one plat since February 2015 a qs1 3/15 and a plat 3/15 and a new car loan that all reports now. Advice?

[Anonymous]

---

@Anonymous wrote:
Hello I'm 10 weeks discharged from chapter 7 and I'm at 644 to 624 ex and 564 that equifax score is lagging for some reason but I have a dispute closing in a few days on equifax. I'm all smiles. What card can I app for with these scores? Of course after my dispute ends on the 11th. I have a secured cap one plat since February 2015 a qs1 3/15 and a plat 3/15 and a new car loan that all reports now. Advice?

---

I think you are fine at the moment - you've got the recommended three cards needed for rebuilding. Garden and grow the lines, and I wouldn't app for any more until you get in the 680's. Consult the credit card forum for advice on issuers that are not BK averse.

[Anonymous]

Thanks

[Scupra]

Do you mind sharing who was included in your BK so we can stay away from possible denials. Congrats on getting your scores up. To me it sounds like you have enought TL's to rebuild your credit. It only takes 3 cards to optimize your FICO score. Take a look at the BK sub forum for more great information on rebuilding after a Chapter 7. Good luck!

[Scupra]

---

@Anonymous wrote:

---

@Anonymous wrote:
Hello I'm 10 weeks discharged from chapter 7 and I'm at 644 to 624 ex and 564 that equifax score is lagging for some reason but I have a dispute closing in a few days on equifax. I'm all smiles. What card can I app for with these scores? Of course after my dispute ends on the 11th. I have a secured cap one plat since February 2015 a qs1 3/15 and a plat 3/15 and a new car loan that all reports now. Advice?

---

I think you are fine at the moment - you've got the recommended three cards needed for rebuilding. Garden and grow the lines, and I wouldn't app for any more until you get in the 680's. Consult the credit card forum for advice on issuers that are not BK averse.

---

You're too quick  

[Anonymous]

No credit card burns in my bk