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I just have to say, I'm so glad this forum is here. After having formerly great credit and utterly destroying it in 6 months, I was just kind of waiting for it to improve over time. I found this forum, and have started sending out PFDs and GWs. A few weeks ago I applied for a card to start rebuilding - CapOne, $500 limit.
It was reported to the credit bureaus....yesterday ScoreWatch alerted me my score had dropped from 551 to 544....and today it alerted me I jumped to 564.
Small step, but FINALLY. Thanks to everyone here for taking the time to give such great advice. I would seriously still be feeling lost without it. Still no responses to my GW or PFD requests, but I'll keep at it!
It can be a bumpy road but it's worth it in the end. Keep up the good work.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772
You can do the same thing with hard work
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