Score changed +10 points over night because of disputes?

[Yodafer]

I disputed 2 items on equifax. Today I got a SW alert that my score changed, I went on and sure enough it wnt up 10 points it says it is due to the investigation of 2 items.

Now if they investigate and verify the debt is mine will my score go back down then? Why did it change since they are only investigating at this point anyways?

[GoodCredBen]

Disputed items are removed from the FICO scoring matrix  

[Yodafer]

but if verified go right back on? Booooo

[GoodCredBen]

you betcha

[currentlywinning]

---

@BadCredBen wrote:

Disputed items are removed from the FICO scoring matrix  

---

So, should I dispute before going for a loan? LOL!...should I?

[GoodCredBen]

most loan officers wont give you a loan if items are being disputed ....

They are removed from the scoring matrix, not your report lol 

[blk8]

Hmmm... let me get this straight.

So I dispute the 2 baddies I have on my credit report with EQ, what ever the score changes too once in dispute status would be my actual score if those TL's get removed after the dispute?

[Williamsjk2]

So THAT explains why my score went down by 6 points when I disputed.....it all makes sense now 

[GoodCredBen]

yarp