I am kind of confused on something and was hoping for some clarification. I just got an alert that my TU score dropped 3 points after getting an alert last week that it had went up 12, after my SDFCU card reported. Nothing has changed on my reports at all. Did I get a score drop because of the $0 balance? My others stayed the same so it doesnt make sense to me. All that is reporting for me so far is my Fingerhut and SDFCU.
I had a $34 balance reporting for FH, and when I got the SDFCU card I charged something small and paid right away, so I have a $0 balance. I thought I only wanted 1 card reporting a balance and everything else $0. Maybe I am confused. Its only 3 points, but I dont understand when NOTHING has changed at all.
