I got an alert today from MyFico saying that my score had dropped 5 points due to some accounts updating on my EQ report. Three accounts were listed and the only change I could see from what they had previously reported was to verify that those three accounts were included in a CHPT 7 five years ago. I suspect that it is a result of some disputes being filed to have some of the negative items removed from my report. While my score has definately increased as a result of having some negatives deleted, 33 points actually, I am wondering how something like that, a confirmation of an account included in a bankruptcy, can actually serve to decrease my score? Is this normal?