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Score dropped 21 points...not sure why?

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NewBegin_55311
Valued Member
‎06-13-2014 11:43 AM
‎06-13-2014 11:43 AM

Score dropped 21 points...not sure why?

I applied for an unsecured Capital One card pre-discharge and have been making small purchases every month. Used the card ($200 limit) to pay for (1) purchase totalling $32.00. Paid it off 2 weeks prior to due date and this comes back with a -21 point hit to my FICO. 

 

Ummm...huh?

 

CH 7 filed 2/26/14 TU at the time of Ch7 557 - Discharge date: 5/27/14 - myFICO Scores:EQ 684 - TU 655 - Experian 669 - $10K VentureOne - $5000 QuicksilverVisa - $3500 Quicksilver - $3800 Barclay - Car loan of $1000 - 24 month
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NewBegin_55311
Valued Member
‎06-13-2014 11:50 AM
‎06-13-2014 11:50 AM

Re: Score dropped 21 points...not sure why?

Sorry, I had the wrong card posted (I have two cards, one secured and one unsecured) This was the unsecured card, credit limit of $200. I corrected my original post.

CH 7 filed 2/26/14 TU at the time of Ch7 557 - Discharge date: 5/27/14 - myFICO Scores:EQ 684 - TU 655 - Experian 669 - $10K VentureOne - $5000 QuicksilverVisa - $3500 Quicksilver - $3800 Barclay - Car loan of $1000 - 24 month
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