Re: Score dropped 29 points for......

426MW · ‎03-01-2013

Having an LVNV account deleted and EQ putting a charged off account into dispute by mistake? I give up on trying to figure out this silly scoring model....

Starting Score: EQ 553 - TU 569 8-24-12
1-4-13 Scores: EQ 645 - TU 675
3-25-13 Lender pull EQ 646 - TU 687 - EX 647
Goal Score: 700 Across the board before 6-13

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js0319 · ‎03-01-2013

That can happen if the CO'd account was helping your score due to AAoA. While it's in dispute, it's not being factored in any way - good or bad.

AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)

Jslow · ‎03-02-2013

When the dispute is over should the dispute comment go away?

Score dropped 29 points for......

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Score dropped 29 points for......

Re: Score dropped 29 points for......

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