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Score dropped 8 points :(

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germese1975
Regular Contributor

Score dropped 8 points :(

MyFico score dropped 8 points yesterday Smiley Sad

 

It went from a 618 to a 610 because a new account with Comenity/Buckle showed up. This was one of those soft pull/pre-approved accounts. Time to charge a little, then pay down. If I can ever get this Short Sale complete, hopefully it will climb and continue to climb!

Gardening as of: 23 JUL 2017 / FICO 8 (As of 14 Jul 2017): EQ: 663, TU: 723, EX: 680

Message 1 of 6
5 REPLIES 5
DaBears
Senior Contributor

Re: Score dropped 8 points :(

You will take an initial small drop but will recover fairly quickly.

Message 2 of 6
madmann26
Valued Contributor

Re: Score dropped 8 points :(

I wouldn't even worry about it.

 

 

Current FICO 9 Scores



Message 3 of 6
germese1975
Regular Contributor

Re: Score dropped 8 points :(

Thank you all for the encouragement! I've got to remember it's a marathon, not a sprint.

 

I've been obsessed with recovering my credit for the past month now. I'm very impatient! LOL!

Gardening as of: 23 JUL 2017 / FICO 8 (As of 14 Jul 2017): EQ: 663, TU: 723, EX: 680

Message 4 of 6
esmer0924
Regular Contributor

Re: Score dropped 8 points :(

I agree 8 points isn't much and it will bounce back soon Smiley Happy


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 5 of 6
germese1975
Regular Contributor

Re: Score dropped 8 points :(

Well that was short lived.... Back up to 635 today!

 

I have no idea how these scores change like this from day to day. Weird. Time to do more research....And pay down some utilization....

Gardening as of: 23 JUL 2017 / FICO 8 (As of 14 Jul 2017): EQ: 663, TU: 723, EX: 680

Message 6 of 6
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