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@AndySoCal wrote:A slight correction when an account is in dispute it is not included in the FICO score calculation.
What are you referring to?
Update....I got my 16 pts back plus 10 more pts!! The account that I disputed was totally removed from my CR instead of just the account status being updated to IIB. Also I was removed as an AU on one of my husbands CC that had a high util. Not sure which one helped with my point increase...maybe a combination of both? Thanks for everyones help and advice!! I love this forum!!