06-06-2009 08:51 PM
06-06-2009 09:53 PM
Contact your BK attorney. See if the jurisdiction will allow you to re-open the 7. Rare, very rare. But see. If so, get out of car and house. If not, get rid of them anyway. No equity. Dissability is non-garnishable, just keep separate bank acct from one that gave you the loans and separate from other income. If you co-mingle, it gets messy getting the money back if your bank account is garnished. Get a different bank account from ones that gave you loans no matter what, other wise they can empty for missed payments.
REMEMBER, THIS IS NOT LEGAL ADVICE.
06-07-2009 06:22 AM
First of all...Welcome to the forum Now as for the home...what are you worried about. They can't take the home if that what you are worried about, you live in Florida and under state law there is whats called the Homestead Act. which allows you to keep your home no matter what, just file for a BK as a last resort if you can't keep up.
At least you get to keep your home, my uncle did the same thing years ago he lives in Florida, Coco Beach loves it there. Good luck to you.