cancel
Showing results for 
Search instead for 
Did you mean: 

Score increase...and Secured CC question

tag
ReachingMyGoals
Valued Member

Score increase...and Secured CC question

I just received an alert that my EQ score increased 7 points and there was also an alert regarding 2 inquiries.  So what caused the score to increse?

 

Now that I have the car loan with a lower percentage rate, would it still be appropriate to get the Secured CC or should I wait for an Unsecured CC?

 

Your thoughts please.

 

*PS - haven't bought those stamps yet, but will tomorrow after my test.  LOL*


Starting Score: 580
Current Score: 580
Goal Score: 700


Take the myFICO Fitness Challenge
Message 1 of 3
2 REPLIES 2
Shogun
Moderator Emeritus

Re: Score increase...and Secured CC question

Need a little more on what's going on with your CR.  Did you have something fall off?  Maybe something reached a certain age.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 3
madmann26
Valued Contributor

Re: Score increase...and Secured CC question

If you have other loans, it could be just aging, on time payments.

Current FICO 9 Scores



Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.