Score increase

[vikingpride01]

I just recently pulled my Exp credit report and realized I had a collection removed. I had a repossession listed on my CR and it is now deleted. The only baddies I have now is Verizon acct, medical bill and student loan. I am in repayment of my loans but have missed the last 3 months due to illness prior to that all payments were made on time. The rest of my accts are all pays as agreed which are all credit cards. The only issue with the CC are that they are all almost maxed out.  Should I expect my score to increase with the deletion of the repossesion?

[Anonymous]

You should pay your cards off to under a 20% utlization and that's what's likely killing your score. 

Getting the repossesion off wil help to but, your utlization plays a key role in your scores.

I would focus on paying down your cards rather then maxing them out. 

[vikingpride01]

Thanks!!