On my drive home today I received an alert from myFICO about a collection update, I was discouraged thinking it was another score drop that I really disn't need. I logged in and saw a 52 point increase on Experian from a collection agency that I paid off a few weeks back!!!! From 590 to 642 on Experian!!!!!!!!!! I really needed this good news 
@Anonymous wrote:On my drive home today I received an alert from myFICO about a collection update, I was discouraged thinking it was another score drop that I really disn't need. I logged in and saw a 52 point increase on Experian from a collection agency that I paid off a few weeks back!!!! From 590 to 642 on Experian!!!!!!!!!! I really needed this good news
Did the collection agency actually remove the entry or did it go up just by virtue of paying it? Did you have to do a pfd or send a gw letter?? So many questions!!
@Calidreaming wrote:
@Anonymous wrote:On my drive home today I received an alert from myFICO about a collection update, I was discouraged thinking it was another score drop that I really disn't need. I logged in and saw a 52 point increase on Experian from a collection agency that I paid off a few weeks back!!!! From 590 to 642 on Experian!!!!!!!!!! I really needed this good news
Did the collection agency actually remove the entry or did it go up just by virtue of paying it? Did you have to do a pfd or send a gw letter?? So many questions!!
That's the weird thing, it just changed to paid. I was under the impression your score doesn't improve once you pay off collection accounts. My Equifax only went up 14 points and oddly enough my TU went down 1 point *shrugs*