From the information given by OP I will venture a guess as to what happened. Since the OP was able to pay original creditor the orginal creditor had control of the debt. The OP account was only assigned to the collection agency. When the payment was made by the OP the original creditor recalled the account from the collection agency When the account is recalled the collection agency can no longer report the account to credit bureau(s). It also sounds like a type debt where the original creditor was not reporting the debt to the credit bureaus only the collection agency was reporting.
Flo23,
To answer the other question the more recent the derogatory information the greater the impact on your score. You are off to a great start on repairing your credit. A little advice. Look at your score reasons that are hurting your score then look at the credit report and see what you can do to address that. The reasons given are in order of impact on the score.
FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU
Pelican State CU Redstone FCU
Starting Score: EQ 548 [ Feb 2010 ]