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Score jumped 27 points this month... booya

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Fitzgibbons
New Contributor

Re: Score jumped 27 points this month... booya

wow, such a broken system.

Message 11 of 15
CostantinoA
Established Contributor

Re: Score jumped 27 points this month... booya

I agree.  Some of the other countries are well more advanced than us when it comes to Health Care!

Experian - 695 (4Y1M AA, 33 INQ)
Transunion - 686 (1Y5M AA, 30 INQ)
Equifax - 726 (3Y1M AA, 4 INQ)
Total Credit Lines: $99,387
Message 12 of 15
Fitzgibbons
New Contributor

Re: Score jumped 27 points this month... booya

Well, i feel pretty stupid.

Turns out, there was some sort of screw up, and for what ever reason, a judgement from a couple years ago didn't go on my report for 1 month, and that was the reason for the drastic increase.

I had thought x amount of time passed since a missed payment was the reason for it, along with recent a couple recent CLI.

But, no, it appears to have been updated again, and score has, in fact, dropped 27 points.

Oh well, at least I didn't LOSE ground.

Message 13 of 15
surferchris
Valued Contributor

Re: Score jumped 27 points this month... booya


@Fitzgibbons wrote:

Well, i feel pretty stupid.

Turns out, there was some sort of screw up, and for what ever reason, a judgement from a couple years ago didn't go on my report for 1 month, and that was the reason for the drastic increase.

I had thought x amount of time passed since a missed payment was the reason for it, along with recent a couple recent CLI.

But, no, it appears to have been updated again, and score has, in fact, dropped 27 points.

Oh well, at least I didn't LOSE ground.



Exactly...

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 14 of 15
RonM21
Valued Contributor

Re: Score jumped 27 points this month... booya


@Fitzgibbons wrote:

EDIT: False alarm Smiley Sad

Turns out, for what ever reason, a baddy on my report wasn't reported that month, and for what ever reason, was reported again this month, so my score has dropped the 27 points again.

Oh well, at least I know what I have to look forward to now.

------------------------------------------------------------------------------------

original post:

654 - 681 with experion.....

Hello "good" credit.


Just wanted to stop in and thank you guys for all the help, it seems to be working swimmingly.

Cheers!


Oh man....sorry to hear. At least when it showed back up, it didn't drop your score lower. 



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 15 of 15
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