My Eq score just increased by 40 points from 551 to 591. Last week when my Fingerhut acct reported it went down from 561 to 551 and now it's gone up! I really don't know what triggered it though? My balance on Fingerhut was pretty high 132/200, I paid down to 7 and got CLI from 2 to 400 but that doesn't report until tomorrow? Anywho I'm still happy!! Yay!
There wasn't an account at the bottom showing which account caused the increase? Did you lose the initial points when the fresh start account reported? The gain could be from the revolving account reporting. Congrats!!
@Melanie220 wrote: Fresh start never reported. I did have a 10 point drop when the revolving acct reported.
That's odd. Fresh start reported for my husband as an installment loan not long after he got it. Waiting for the revolving acct to start, FH told me it'd be around June 20th. He never lost any points when the fresh start reported, just for the inqury when he applied.
I did fresh start in early April I bought something paid the down payment and then paid it off a week later. Then I called and inquired about the revolving acct and by the end of April I was approved for that. So maybe I didn't give them enough time to report
Probably not. We paid off ours within about a month maybe a couple days over a month. I'm just glad he didn't lose any points when it reported!! lol I thought he'd lose pts when the cap1 secured and this FH revolving report, but by the looks of it and from what i'm reading in the forums he should get a bump for the revolving accts reporting. He doesn't have any revolving accts now.
Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
