Score watch

[Mish0817]

Ok guys...what The....  I have had 8500 in 3 TL get deleted this week, and no score watch increase?? Does it sometimes not detect a change?? The CAs were on credit for one year . I have another one 7000 alone deleting next shouldn't was only 2 1/2 type as old I should see something right???   Geeeeez 

[ihatemyscore]

Scorewatch, does not detect deleted items.

You have to know your old score but you have to set your goal score to a certain score for it to notify you.

[Mish0817]

It's set for a 1 point change.....

[soILseminole]

mish,

ive had 2 new cc's and a walmart card report this week...but no score watch alerts. my "goal" is set at my current score.

i feel your pain.

[JM-AM]

ScoreWatch does not update on deleted accounts as mentioned, but it will update you if a change in your score has occured. Best course of action is to have your settings at the present score when setting it.

Also ScoreWatch is a little slow, it is not always a fast turnover to be updated.

Another thing to consider, is when the accounts are reported and updated with the Credit Bureaus. While your TU report may have the new information being reported does not mean your EQ was updated as of yet as an example.

Lenders, Creditors report to the 3 major Agencies, but generally it is not all inclusive to be at the same time, and or same day.

[Mish0817]

All my reports updated last week to show trade lines gone, I'm just baffled how 3/6 of my baddies were erased and no score change.  Just discouraging