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Soo today I received an update from myFICO and I figured it was to say my score went down from hard inquiries trying to get a secured card but not it went UP 18 points!
I have no clue why, I disputed two collections but I haven't received a final notice on that yet and I GW'd a charge off but again I haven't received anything back about that. AHH I want to know why LOL I think I'm going to wait until I get the disputes answered and then pay for my transunion.
So excited!
It went up because you added revolving credit and/or you lowered your utilization rate by increasing your overall credit. The goal is to use 7%-10% of your availbale credit.
No, I don't have any credit or credit cards at all, I was denied all secured cards LOL
After updated credit karma this morning my score on there jumped a whopping 44 points! I know this is fako but it is still improvement!
Two collections were deleted off and hopefully stay off is why the score change happened. I'm VERY happy about this.